The cheap health insurance break

The hospital is an important place. However, no one really wants to go there. Most of the time a hospital visit is outside the normal everyday activity. It can be an uncertain and scary experience for anyone. Particularly the potential patient. In fact, many potential patients enter the hospital through the emergency room.

Then things get interesting. Especially with the cheap health insurance angle. I refer to it as an angle, because it is only one of the many issues facing the health care industry. That is the fact that almost no one can afford the health care industry. Furthermore, insurance for the same, is no better. It is excessive in cost, and limited, based on any number of factors.

For example, pre existing conditions. This is one that most insurance companies look for ways to avoid. Similarly, they look for ways to exclude it from any primary coverage. It’s an age old practice. The effect of which is an increase in premiums or overall cost. The irony is in the concept that health care coverage should be itemized. Every unforeseen issue must have a price attached. Just in case.

Cheap Health Insurance

Just in case. However, isn’t that what insurance is supposed to be? A just in case measure? And if so, when did the idea of charging for the unforeseen, become the norm? Is that similar to taxes on unrealized gains? Who does that? Hard to say but somewhere at the top, there is likely a private jet, and a very posh lifestyle. It’s a good bet they have enough funds to cover the unforeseen though.

And before the fact checkers get busy, this is an opinion article. With a dash of experience. In fact, it doesn’t take a lot of digging to witness these things. One trip to the hospital is a fact checker’s gold mine. Whether visiting, or experiencing it. It’s like any game with rules. Want to know the rules? Start playing the game. The only problem is health and wellness aren’t really games.

Neither is cheap health insurance. If it were, most everyone would be playing it. And paying it. However, the quantity of care might be a level or two below ideal. Getting into the quality of health care is another article, with actual facts to check. This article begins a closer look at health and wellness and how it relates to insurance costs. And coverage.

An Insurance Break

This is a topic with many worthwhile elements. It is also a personal journey. Upcoming articles will link to this one and include factually based information. Comments and thoughts are possible in the designated space at the end of this article. Thanks for reading.